Health insurance brokers play a vital role in the Health Insurance Marketplace (Obamacare). The role of a broker is to assist customers with the Affordable Care Act which includes applying, updating application, and choosing a plan. In many states only an insurance broker can help you choose a plan.
Brokers are licensed professionals that have a clear understanding of how health insurance plans work. They receive their license from each state that they do business in and must go through an extensive process before receiving their license. Brokers must also complete a certain amount of re-certification hours every year in order to keep their license.
You would think having a licensed broker would cost you a lot of money, right? Not exactly, having a health insurance broker is absolutely free to you. Brokers are paid directly from the insurance companies when you choose your health plan. It does not matter whether you have a broker on your health application or not, the price of your monthly insurance premiums does not change. Essentially you get the best of both worlds, the professional expertise of a broker and the fabulous low price of FREE!
So how do you assign a broker? It's actually very easy to add a broker to your application and get all the help you need. Steps to adding a broker can vary depending on whether your using an exchange administered by your state or the federal government. But it can be as simple as adding the broker's agency information and updating your application.
NAC Insurance can assist you with all your health insurance questions. Learn how to add NAC Insurance as your broker.
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